I'm Hiren Modi, a full-time insurance broker ready to help you with all your insurance needs. Call me for free advice!

As a full time insurance broker, Hiren Modi is available to help with all your insurance needs. We offer a variety of services, including:

- Visitors Visa Emergency Medical Insurance: Get coverage for unexpected medical expenses while on vacation or visiting family. We also offer a monthly plan for your convenience.

- Super Visa Emergency Medical Insurance: Ensure your loved ones have coverage for emergency medical needs during their extended stay in Canada.

- Student and Travel Emergency Medical Insurance: Whether you're studying abroad or traveling for pleasure, get coverage for unexpected medical expenses.

- Life Insurance: Find the best premium and cash value with our life insurance policies. We also offer 20 pay plans for your convenience.

- Critical Illness Insurance: Get coverage for critical illnesses with a return of premium at maturity and death.

- Disability Insurance: Protect your income in case of disability.

- RESP: Get up to $7200 in government grants and $2000 in CLB with our RESP plans. Plus, our growth only option requires a 13-week course. And you can change beneficiaries at any time.

- RRSP: Invest for retirement with our RRSP plans, which come with a 75% maturity and 100% death benefit guarantee. Plus, probate bypass means your beneficiaries can access the funds without going through probate court.

- TFSA: Save tax-free with our TFSA plan, which comes with a 75% maturity and 100% death benefit guarantee. Probate bypass means your beneficiaries can access the funds without going through probate court.

Call Hiren Modi at 416-897-7073 for free advice about how to protect yourself and your family with insurance.