ABDUL MANNAN
As a CENTURY 21® Real Estate professional, I am dedicated to providing you with the highest quality service possible.
My personal knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand - the most recognized name in Real Estate today.
Whether you're the Buyer or Seller, my website is meant to be the one and only place you need to visit. From real estate listings to community and mortgage information, everything you need to buy or sell a home is just one click away.
I am strongly dedicated to being the best at what I do. Being honest and building trust and confidence with my clients is a fundamental part of my promise to them. It would be my pleasure to speak with you about your real estate needs.
Let me assist you in finding your dream home, in a neighbourhood that is right for you, and in the price range you want. Or if you are interested in selling a property, I also have the expertise to help you get the fastest sale possible and at the best price.
For most families, their home is their largest financial asset, and deciding to sell it is a big decision that involves a lot of preparation and work.
When you're ready to sell it's important to have an experienced real estate professional handle the details involved in the successful sale of a home for top dollar.
As an experienced professiona, I have helped many clients sell their homes, I know how to handle every aspect of the sales process - from strategically marketing and showcasing your home to making sure everything's signed, sealed and delivered by the closing date.
Providing you with comprehensive, high-quality listing service is my top priority. So when you decide to sell your home, please contact me and let's get started.
If you are interested in investment properties, my previous expertiese along with my strong presence in the market can be utilized into making the most out of your investment properties. My commitment to you does not end when the deal is closed. I intend to contiounsly ensure that you are satisfied with the service.
I have over 10 years of experience in buying, selling or leasing residential, industrial and commercial real estate. In today's market, it is important that consumers work with real estate professionals, who, are not only knowledgeable of the market and different neighbourhoods, but also of the product selection available and the unique situations that arise when purchasing or selling real estate.
Century 21 Leading Edge Realty Inc. has ranked the #1 Firm in CENTURY 21 Canada for the last 3 years in a row (2011 - 2013) for production and units respectively.
We are a rapidly growing company with 5 branches, 4 satellite offices and over 460 salespeople.
We take training our salespeople serious. Rose conducts our in-house training for all our associates every Mondays.
The classes are not only to help new agents become fully knowledgeable with the tools and systems available to conduct business but also for experienced agents as well.
As we all know, technology is constantly evolving and there are always new ways to excel in this business.
Rose embraces the ever changing challenges in the real estate industry and thrives on keeping abreast of the latest technology
I look forward to the opportunity of working for you!
State of Toronto Real Estate
Canada’s housing market is a topic of perpetual fascination, due in equal parts to its broad reach, the spectacular manner in which it has soared, and fears that it may yet unfold like a classic two-act play: all happiness and light in the beginning, followed by a descent into darkness and regret.
So far, there has been little evidence of encroaching darkness. Home prices rise within a comfortable range of 1 to 6 per cent a year. Household debt-servicing costs are at a multi-decade low and mortgage arrears are low and declining.
Affordability is surprisingly normal as plummeting mortgage rates and rising incomes neutralize soaring home prices.
Demand seems well aligned with construction and the resale market remains balanced.
Of course, the greatest concerns have always been about what happens later, when mortgage rates normalize.
This “medium term” has been a slippery eel, remaining perpetually out of reach as slow economic growth repeatedly delayed higher rates.
Today, however, these medium-term concerns are coming into focus as the U.S. economy strengthens and the Federal Reserve signals rate hikes in 2015.
Easily the biggest problem is that Canadian housing affordability looks set to fall as far as 15 per cent as mortgage rates rise.
This is a significant blow, even if it is more likely to be resolved over several years through stagnant home prices paired with rising incomes, rather than in a dramatic overnight collapse.
However, other concerns seem exaggerated or misplaced.
The potential construction downside is actually quite tame.
While Canada’s population growth slows over the next five years, the tilt toward an older population keeps housing demand surprisingly resilient and firmly in the current range of 190,000 to 200,000 newly constructed homes per year.
High household debt levels are not totally consequence-free, but nor do they guarantee doom.
It is commonly imagined that Canadian debt levels have ascended to unprecedented and perhaps unsustainable heights.
In reality, several other countries survive with far more leverage, including Denmark, whose households have twice the Canadian debt burden.
For that matter, history demonstrates that debt crises have less to do with the stock of debt, and more to do with how quickly and recently it was accumulated. Viewed through this lens, Canada’s downside risk has lately shrunk back to normal dimensions.
What about the threat that investors – who by some estimates buy more than half of all new condos – might walk away from a weakening market en masse? This is a risk, but an overblown one.
A recent CMHC survey reveals that most condo investors are not highly levered, they take a buy-and-hold perspective and the majority invest for rental income rather than capital gains.
Moreover, the vacancy rate on condo rentals is just 2 per cent, signalling that the units are needed to meet Canada’s dwelling needs, regardless of who owns them.
It is frankly irrelevant whether the properties are owned by individual investors as in the current arrangement or by institutional property managers in a return to the traditional purpose-built rental model.
